As the year winds down, most of us are busy thinking about holiday plans, family gatherings, and how to squeeze in a little extra rest before the new year. But there’s one thing that often gets overlooked: your health insurance deductible.

If you’ve already met yours for the year, now could be the best time to finally schedule that sleep study you’ve been putting off. It might not be as festive as gift wrapping or holiday lights, but it could be the most valuable thing you do for yourself before the year ends. Better sleep means better health, more energy, and possibly big savings before your deductible resets.

The Financial Benefit to Starting Now

Most insurance plans reset on January 1. That means your deductible, the amount you pay out of pocket before insurance kicks in, starts over. If you’ve already met your deductible for 2025, additional covered medical expenses could cost you little to nothing before the year ends. 

Scheduling a sleep study before the end of the year can have several benefits:

• Lower out-of-pocket costs: If your deductible is met, your insurance may cover most or all of your sleep study.
• Faster scheduling: Many patients rush to book appointments before the new year, so acting early helps you secure your preferred date.
• Start treatment sooner: The sooner you know what’s affecting your sleep, the sooner you can start feeling better.

Sleep impacts every part of your life, your focus, mood, heart health, and even your immune system. Addressing sleep issues now can set you up for better health and more energy going into 2026. If your doctor has recommended a sleep evaluation or you’ve been curious about your sleep quality, there’s real financial benefit in acting now instead of waiting until next year. 

Signs You Might Need a Sleep Study

Sleep studies help diagnose a wide range of sleep disorders, from sleep apnea to restless leg syndrome. Even if you’re not sure something’s “wrong,” certain signs may indicate it’s worth getting checked out:

• Loud, chronic snoring
• Feeling tired even after a full night’s sleep
• Waking up gasping or choking
• Morning headaches or dry mouth
• Trouble concentrating during the day
• Irritability or mood changes
• Unexplained high blood pressure

If you are experiencing any of these symptoms, a sleep study at Sleep Wellness Center can help uncover what’s disrupting your rest and guide you toward effective treatment. Take our sleep quiz to evaluate your sleep to help determine whether you would benefit from a sleep study.

What Happens During a Sleep Study

Many people delay scheduling a sleep study because they’re unsure what to expect. In most cases, it’s a simple, painless overnight evaluation that monitors your breathing, heart rate, oxygen, and brain activity while you sleep.

At Sleep Wellness Center, we offer a comfortable, home-like environment designed to help you rest as naturally as possible. You’ll have a private room, supportive staff, and technology that captures the data your care team needs to identify any issues.

After your study, our specialists review the results and explain them in clear terms, no confusing medical jargon. If a sleep disorder is detected, we’ll help you explore treatment options that fit your lifestyle, such as CPAP therapy, oral appliances, or behavioral adjustments.

Don’t Wait Until January For Better Sleep

You’ve waited long enough to feel rested, and now is the perfect time to take action. The first step is a simple consultation. Start by scheduling an appointment with Dr. Mathison or another sleep specialist of your choice. They’ll review your symptoms, discuss your sleep concerns, and determine whether a sleep study is right for you. If one is recommended, your provider can send a referral directly to Sleep Wellness Center. From there, our team will reach out to schedule your study, walk you through the process, and make sure you feel completely comfortable every step of the way. If you have questions about the process or want to learn more, contact us here

You deserve quality sleep…and with your deductible already met, there’s no better time to get started!